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Finance's ArticlesA Guide To Portfolio Construction - In today's financial marketplace, a well-maintained portfolio is vital to any investor's success. As an individual investor, you need to know how to determine an asset allocation which best conforms to your personal investment goals and strategies... A Look At Single-Premium Life Insurance - The main benefit of life insurance is to leverage funds to create an estate that can provide for survivors or to leave something to charity... A Tax Primer For Homeowners - The tax deductibility of mortgage interest is a familiar benefit to homeowners, but it is not the only tax-related issue that homeowners need to know about... ARMed And Dangerous - When short-term interest rates rise, homeowners with adjustable-rate mortgages (ARMs) feel the pain. Best suited to wealthy investors who want to free up cash that can be put to work earning a rate of return that is higher than the interest on the mortgage, these loans have instead been used to help less affluent homeowners purchase homes they really cannot afford... Asset Allocation Strategies - Establishing an appropriate asset mix is a dynamic process, and it plays a key role in determining your portfolio's overall risk and return... Build Yourself An Emergency Fund - Unlike the luxuries that so many of us purchase with our credit cards, having an emergency fund is a necessity... Business Insurance - When you started your business, you probably dreamed of the freedom you would have doing something every day that you love... Choosing An Advisor: Wall Street Vs Main Street - Looking for professional investment advice can be confusing and frustrating. One of the biggest stumbling blocks is the array of titles used by financial-services professionals - such as "broker", "advisor", "financial planner", "coach" and so on... Complicated Deferred Annuity Designations - When you purchase a tax-deferred annuity, you have to name three parties: the owner, the annuitant and the beneficiary... Consumer Credit Report: What's on It - In 1949 Diner’s Club launched the first charge-card company. Fifty-five years later, Americans spend more using credit cards than they spend with cash, according to a study by Dove Consulting... Credit Card Debt – Watch Your Credit Report And Your Bill - Most consumers are aware of the importance of their credit report. This document, offered to consumers and lenders by the three major credit bureaus, offers a fairly complete list of financial transactions and debts incurred by a consumer... Credit, Debit And Charge: Sizing Up The Cards In Your Wallet - Although most people refer to those shiny pieces of plastic in their wallets as "credit cards", some of those cards are definitely not credit cards... Credit Repair Companies and Credit Counseling - Let's be crystal clear, right up front. Paying someone to "fix" your credit is a waste of your time and money, since the negative issues that are temporarily removed from your file will only reappear again in a couple of months... Credit Repair - Do It Yourself! - Credit Repair services promise to remove all of the negative items from your credit reports, and some of them truly are bona-fide credit repair experts. But what the credit repair organizations don't tell you is that you can repair your credit file yourself, and you don't have to be a credit repair expert to do it... Debt Consolidation And Your Credit Rating - Debt isn't a high commodity. People aren't looking for a place to sign up for more debt. In the U.S., over 30 million consumers’ credit scores are below the score of 620. Nonetheless, personal debt can be a debilitating situation... |
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